/* 택슈런스 v2.1 — 다크 에디토리얼 홈페이지 공통 스타일 (정답지: 04_18_36 (3) 시안) */

:root{
  --bg0:#0B211D;          /* 가장 어두운 배경 (히어로·헤더·풋터) */
  --bg1:#0E2823;          /* 기본 다크 섹션 */
  --band:#0A1B18;         /* 숫자 밴드 */
  --panel:#123129;        /* 다크 카드 */
  --gold:#C9A24B;
  --gold-2:#E3C77E;
  --cream:#F5F0E4;        /* 밝은 섹션 배경 */
  --cream-2:#ECE4D2;
  --ink:#20302B;          /* 밝은 배경 위 본문 */
  --ink-strong:#122019;
  --t-on-dark:#EFEAE0;    /* 다크 위 헤드라인 */
  --t-muted:#A9B8B0;      /* 다크 위 본문 */
  --line:rgba(201,162,75,.30);
  --line-soft:rgba(201,162,75,.16);
  --serif:'Noto Serif KR','Nanum Myeongjo',serif;
  --sans:'Pretendard',-apple-system,'Malgun Gothic',sans-serif;
  --w:1160px;
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:var(--sans);
  background:var(--bg1);
  color:var(--t-muted);
  font-size:17px;line-height:1.65;
  word-break:keep-all;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--w);margin:0 auto;padding:0 24px}

h1,h2,h3,.serif{font-family:var(--serif);color:var(--t-on-dark);font-weight:600;line-height:1.32}
.light h1,.light h2,.light h3{color:var(--ink-strong)}
.gold{color:var(--gold-2)}

/* ── 헤더 ─────────────────────────── */
.header{
  position:sticky;top:0;z-index:60;
  background:rgba(11,33,29,.92);backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line-soft);
}
.header-in{max-width:var(--w);margin:0 auto;padding:0 24px;height:72px;display:flex;align-items:center;gap:28px}
.logo{font-family:var(--serif);font-size:22px;letter-spacing:.22em;color:var(--t-on-dark);display:flex;align-items:center;gap:10px}
.logo small{font-family:var(--sans);font-size:11px;letter-spacing:.02em;color:var(--gold);border:1px solid var(--line);border-radius:20px;padding:2px 8px}
.nav{display:flex;gap:26px;margin-left:auto;font-size:15px}
.nav a{color:var(--t-muted);padding:6px 0;border-bottom:2px solid transparent;transition:.2s}
.nav a:hover{color:var(--t-on-dark)}
.nav a.active{color:var(--gold-2);border-bottom-color:var(--gold)}
.header .btn{margin-left:6px}
.hamburger{display:none;margin-left:auto;background:none;border:1px solid var(--line);color:var(--gold-2);font-size:20px;border-radius:8px;width:42px;height:42px;cursor:pointer}
.mobile-nav{display:none;flex-direction:column;gap:4px;background:var(--bg0);border-bottom:1px solid var(--line-soft);padding:14px 24px 20px}
.mobile-nav.open{display:flex}
.mobile-nav a{padding:10px 4px;color:var(--t-muted);border-bottom:1px solid rgba(255,255,255,.05)}
.mobile-nav a.active{color:var(--gold-2)}

/* ── 버튼 ─────────────────────────── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-size:15px;font-weight:600;border-radius:4px;padding:13px 26px;cursor:pointer;
  border:1px solid transparent;transition:.2s;font-family:var(--sans)}
.btn-gold{background:var(--gold);color:#16211C}
.btn-gold:hover{background:var(--gold-2)}
.btn-line{border-color:var(--line);color:var(--t-on-dark);background:transparent}
.btn-line:hover{border-color:var(--gold);color:var(--gold-2)}
.btn-dark{background:var(--bg0);color:var(--cream)}
.btn-dark:hover{background:#153730}
.btn-lg{padding:16px 34px;font-size:16px}

/* ── 히어로 ─────────────────────────── */
.hero{position:relative;background:var(--bg0);overflow:hidden}
.hero-img{position:absolute;inset:0}
.hero-img img{width:100%;height:100%;object-fit:cover;object-position:70% 30%;opacity:.34;filter:saturate(.7) brightness(.75)}
.hero-img::after{content:'';position:absolute;inset:0;
  background:linear-gradient(90deg,#0B211D 34%,rgba(11,33,29,.72) 60%,rgba(11,33,29,.35) 100%),
             linear-gradient(0deg,#0B211D 2%,transparent 30%)}
.hero-in{position:relative;max-width:var(--w);margin:0 auto;padding:110px 24px 120px}
.hero h1{font-size:clamp(34px,5vw,58px);font-weight:700;letter-spacing:-.01em}
.hero p.lead{margin:26px 0 38px;font-size:18px;color:#C9D2CB;max-width:520px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-kicker{display:inline-block;color:var(--gold-2);font-size:14px;letter-spacing:.28em;margin-bottom:22px;font-weight:600}

/* ── 섹션 공통 ─────────────────────────── */
.sec{padding:104px 0}
.sec-head{margin-bottom:56px}
.sec-kicker{color:var(--gold);font-size:13px;letter-spacing:.3em;font-weight:700;display:block;margin-bottom:14px}
.sec h2{font-size:clamp(26px,3.4vw,40px)}
.sec-head p{margin-top:16px;max-width:640px}
.center{text-align:center}
.center .sec-head p{margin-left:auto;margin-right:auto}

.light{background:var(--cream);color:#4B584F}
.light .sec-kicker{color:#A2803A}
.light p{color:#54625A}

/* ── 인용 밴드 (문제 제기) ─────────────────────────── */
.quote-band{background:var(--bg0);border-top:1px solid var(--line-soft);border-bottom:1px solid var(--line-soft)}
.quote-band .wrap{padding-top:88px;padding-bottom:88px;text-align:center}
.quote-band .q{font-family:var(--serif);font-size:clamp(24px,3.4vw,38px);color:var(--t-on-dark);line-height:1.45}
.quote-band .q b{color:var(--gold-2);font-weight:600}
.quote-band .sub{margin-top:20px;color:var(--t-muted)}

/* ── 001/002/003 서비스 카드 ─────────────────────────── */
.num-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.num-card{border:1px solid var(--line);padding:38px 30px 34px;background:transparent;transition:.25s;display:flex;flex-direction:column}
.num-card:hover{background:var(--panel);border-color:var(--gold)}
.num-card .no{font-family:var(--serif);font-size:26px;color:var(--gold);letter-spacing:.08em}
.num-card .no::after{content:'';display:block;width:44px;height:1px;background:var(--line);margin:14px 0 22px}
.num-card h3{font-size:21px;margin-bottom:14px}
.num-card p{font-size:15.5px;color:var(--t-muted)}
.num-card .go{margin-top:auto;padding-top:24px;color:var(--gold-2);font-size:14px;letter-spacing:.04em}

/* ── 숫자 밴드 ─────────────────────────── */
.stat-band{background:var(--band);border-top:1px solid var(--line-soft);border-bottom:1px solid var(--line-soft)}
.stat-band .wrap{padding-top:76px;padding-bottom:76px}
.stat-band .band-title{text-align:center;color:var(--gold-2);font-size:14px;letter-spacing:.26em;margin-bottom:44px;font-weight:600}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;text-align:center}
.stat + .stat{border-left:1px solid var(--line-soft)}
.stat .big{font-family:var(--serif);font-size:clamp(40px,5vw,60px);color:var(--cream)}
.stat .big small{font-size:.45em;color:var(--gold-2);margin-left:4px}
.stat .name{color:var(--gold-2);margin-top:8px;font-weight:600;font-size:15px}
.stat .desc{color:var(--t-muted);font-size:14px;margin-top:6px}

/* ── 밝은 섹션: 사진+텍스트 스플릿 ─────────────────────────── */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split .photo{position:relative}
.split .photo img{width:100%;aspect-ratio:4/3;object-fit:cover}
.split .photo::after{content:'';position:absolute;top:18px;left:18px;right:-18px;bottom:-18px;border:1px solid #C9A24B55;z-index:0;pointer-events:none}
.split h2{font-size:clamp(24px,3vw,36px);margin-bottom:20px}
.split .body p + p{margin-top:14px}
.split .cta{margin-top:30px}

/* ── 타깃(가족) 카드 ─────────────────────────── */
.target-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.target-card{background:#fff;border:1px solid #E3DAC4;padding:30px 24px}
.target-card .t-no{font-family:var(--serif);color:#A2803A;font-size:15px;letter-spacing:.1em}
.target-card h3{font-size:18px;margin:12px 0 10px;color:var(--ink-strong)}
.target-card p{font-size:14.5px;color:#5E6B62}

/* ── 계산기 공통 ─────────────────────────── */
.calc-card{background:var(--panel);border:1px solid var(--line);padding:44px 40px}
.light .calc-card{background:#fff;border:1px solid #E3DAC4}
.calc-label{font-size:15px;font-weight:700;color:var(--t-on-dark);margin:26px 0 12px;display:flex;align-items:center;gap:8px}
.light .calc-label{color:var(--ink-strong)}
.presets{display:flex;flex-wrap:wrap;gap:8px}
.presets button{border:1px solid var(--line);background:transparent;color:var(--t-muted);
  font-size:14.5px;padding:9px 16px;border-radius:4px;cursor:pointer;transition:.15s;font-family:var(--sans)}
.presets button:hover{border-color:var(--gold)}
.presets button.active{background:var(--gold);border-color:var(--gold);color:#16211C;font-weight:700}
.light .presets button{border-color:#D8CDB2;color:#5E6B62}
.light .presets button.active{background:var(--bg0);border-color:var(--bg0);color:var(--cream)}

.verdict{background:var(--bg0);border:1px solid var(--line);color:var(--cream);
  font-size:16.5px;font-weight:600;text-align:center;padding:18px 20px;margin:34px 0 26px;line-height:1.5}

/* 막대그래프 */
.bar-legend{display:flex;gap:18px;font-size:13.5px;margin-bottom:18px;color:var(--t-muted)}
.light .bar-legend{color:#5E6B62}
.bar-legend i{display:inline-block;width:11px;height:11px;border-radius:2px;margin-right:6px;vertical-align:-1px}
.lg1{background:#8FA69C}.lg2{background:var(--gold)}.lg3{background:#4E9A7E}
.bars{display:flex;flex-direction:column;gap:20px}
.bar-head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:7px;gap:10px;flex-wrap:wrap}
.bar-name{font-size:15px;font-weight:600;color:var(--t-on-dark)}
.light .bar-name{color:var(--ink-strong)}
.bar-head b{font-family:var(--serif);font-size:19px;color:var(--cream)}
.light .bar-head b{color:var(--ink-strong)}
.bar-delta{font-size:13px;color:var(--gold-2);font-weight:600}
.light .bar-delta{color:#A2803A}
.bar-track{display:flex;height:16px;background:rgba(255,255,255,.06);overflow:hidden;border-radius:2px}
.light .bar-track{background:#EFE9DA}
.bar-fill{height:100%;width:0;transition:width .7s cubic-bezier(.2,.7,.3,1)}
.bar-fill.b1{background:#8FA69C}
.bar-fill.b2{background:var(--gold)}
.bar-fill.b3{background:#B08D3F}
.bar-fill.bs{background:#4E9A7E}
.bar-item.best .bar-name::after{content:'가장 유리';font-size:11px;font-weight:700;color:#16211C;background:var(--gold-2);border-radius:3px;padding:2px 7px;margin-left:8px;vertical-align:1px}

.tip{cursor:help;color:var(--gold);font-style:normal;font-size:13px;position:relative}
.tip:hover::after{content:attr(data-tip);position:absolute;left:0;top:22px;z-index:9;width:250px;
  background:#0B211D;color:#D8D2C4;border:1px solid var(--line);font-size:12.5px;line-height:1.5;padding:10px 12px;font-weight:400}

.disclaim{margin-top:26px;font-size:13.5px;line-height:1.6;color:#8FA096;border-top:1px dashed var(--line-soft);padding-top:16px}
.light .disclaim{color:#7A8078;border-top-color:#D8CDB2}

/* 수수료 시뮬레이터 결과 */
.commission-result{display:grid;grid-template-columns:1fr 1.2fr;gap:40px;align-items:center;margin-top:36px}
.cr-num .cap{font-size:14px;color:var(--gold-2);letter-spacing:.14em;font-weight:600}
.cr-num .val{font-family:var(--serif);font-size:clamp(36px,4.4vw,54px);color:var(--cream);margin:8px 0 4px}
.cr-num .after{font-size:14px;color:var(--t-muted)}
.cr-bars .bar-item{margin-bottom:16px}

/* ── 절차 스텝 ─────────────────────────── */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line)}
.step{padding:34px 26px;border-left:1px solid var(--line-soft)}
.step:first-child{border-left:none}
.step .s-no{font-family:var(--serif);color:var(--gold);font-size:22px}
.step h3{font-size:18px;margin:14px 0 10px}
.step p{font-size:14.5px}

/* ── FAQ ─────────────────────────── */
.faq-item{border:1px solid var(--line-soft);margin-bottom:12px;background:var(--panel)}
.light .faq-item{background:#fff;border-color:#E3DAC4}
.faq-q{width:100%;text-align:left;background:none;border:none;cursor:pointer;
  font-family:var(--sans);font-size:16.5px;font-weight:600;color:var(--t-on-dark);
  padding:20px 54px 20px 24px;position:relative}
.light .faq-q{color:var(--ink-strong)}
.faq-q::after{content:'+';position:absolute;right:22px;top:16px;font-size:24px;color:var(--gold);transition:.2s}
.faq-item.open .faq-q::after{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s;padding:0 24px}
.faq-item.open .faq-a{max-height:300px;padding-bottom:22px}
.faq-a p{font-size:15px}

/* ── 폼 ─────────────────────────── */
.form-wrap{background:#fff;border:1px solid #E3DAC4;padding:40px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-grid .full{grid-column:1/-1}
.field label{display:block;font-size:14px;font-weight:600;color:var(--ink-strong);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;border:1px solid #D8CDB2;border-radius:4px;
  padding:12px 14px;font-size:15px;font-family:var(--sans);background:#FDFCF8;color:var(--ink-strong)}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}

/* ── CTA 밴드 ─────────────────────────── */
.cta-band{background:var(--bg0);border-top:1px solid var(--line-soft)}
.cta-band .wrap{padding-top:92px;padding-bottom:92px;text-align:center}
.cta-band h2{font-size:clamp(26px,3.4vw,40px);margin-bottom:16px}
.cta-band p{max-width:560px;margin:0 auto 34px}
.cta-band .hero-cta{justify-content:center}

/* ── 풋터 ─────────────────────────── */
.footer{background:var(--band);border-top:1px solid var(--line-soft);font-size:14px}
.footer-in{max-width:var(--w);margin:0 auto;padding:60px 24px 28px;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
.footer .f-logo{font-family:var(--serif);letter-spacing:.22em;color:var(--t-on-dark);font-size:19px;margin-bottom:14px}
.footer-col-title{color:var(--gold-2);font-weight:600;margin-bottom:14px;font-size:13px;letter-spacing:.14em}
.footer-links{display:flex;flex-direction:column;gap:9px}
.footer-links a:hover{color:var(--t-on-dark)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.06);margin-top:22px}
.footer-bottom .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-top:20px;padding-bottom:26px;font-size:13px;color:#7E8F86}

/* ── 등장 모션 ─────────────────────────── */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
.rd2{transition-delay:.12s}.rd3{transition-delay:.24s}.rd4{transition-delay:.36s}

/* ── 반응형 ─────────────────────────── */
@media (max-width:960px){
  .nav,.header .btn{display:none}
  .hamburger{display:block}
  .num-cards{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr;gap:34px}
  .stat + .stat{border-left:none;border-top:1px solid var(--line-soft);padding-top:30px}
  .split{grid-template-columns:1fr;gap:40px}
  .target-cards{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .step{border-top:1px solid var(--line-soft)}
  .commission-result{grid-template-columns:1fr}
  .footer-in{grid-template-columns:1fr;gap:28px}
  .form-grid{grid-template-columns:1fr}
  .sec{padding:76px 0}
  .hero-in{padding:84px 24px 92px}
  .calc-card{padding:30px 22px}
}
@media (max-width:560px){
  .target-cards{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
}

/* ══ v2.1 시안 반영 확장 (다크 히어로 + 크림 본문 + 영상 히어로) ══ */

/* ── 풀스크린 영상 히어로 ─────────────────────────── */
.vhero{position:relative;min-height:92vh;display:flex;align-items:center;overflow:hidden;background:var(--bg0)}
.vhero video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.vhero::after{content:'';position:absolute;inset:0;
  background:linear-gradient(90deg,rgba(8,26,23,.88) 0%,rgba(8,26,23,.62) 46%,rgba(8,26,23,.30) 100%),
             linear-gradient(0deg,rgba(8,26,23,.92) 0%,transparent 34%)}
.vhero .hero-in{position:relative;z-index:2;width:100%}
.vhero h1{text-shadow:0 2px 24px rgba(0,0,0,.45)}
.scroll-cue{position:absolute;left:50%;bottom:26px;transform:translateX(-50%);z-index:2;
  color:var(--gold-2);font-size:12px;letter-spacing:.3em;text-align:center;opacity:.9}
.scroll-cue::after{content:'';display:block;width:1px;height:34px;background:linear-gradient(var(--gold-2),transparent);margin:8px auto 0;animation:cue 1.8s ease-in-out infinite}
@keyframes cue{0%,100%{opacity:.25}50%{opacity:1}}

/* ── 밝은 본문형 서브페이지 (body.light-page) ─────────────────────────── */
.light-page{background:#F7F4EC;color:#4B584F}
.light-page h1,.light-page h2,.light-page h3{color:var(--ink-strong)}
.light-page .sec-kicker{color:#A2803A}
.light-page p{color:#54625A}
.page-hero{background:var(--bg0);position:relative;overflow:hidden}
.page-hero .wrap{padding-top:84px;padding-bottom:84px;position:relative;z-index:2}
.page-hero h1{font-size:clamp(28px,3.8vw,44px);color:var(--t-on-dark)}
.page-hero p{margin-top:16px;max-width:620px;color:#C9D2CB}
.page-hero .ph-img{position:absolute;top:0;right:0;bottom:0;width:44%}
.page-hero .ph-img img{width:100%;height:100%;object-fit:cover;opacity:.5;filter:brightness(.7) saturate(.75)}
.page-hero .ph-img::after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#0B211D 0%,rgba(11,33,29,.25) 60%)}

.light-page .num-card{background:#fff;border:1px solid #E3DAC4}
.light-page .num-card h3{color:var(--ink-strong)}
.light-page .num-card p{color:#5E6B62}
.light-page .num-card:hover{background:#fff;border-color:var(--gold)}
.light-page .num-card .go{color:#A2803A}
.light-page .steps{border-color:#E3DAC4;background:#fff}
.light-page .step{border-color:#EFE9DA}
.light-page .step h3{color:var(--ink-strong)}
.light-page .step p{color:#5E6B62}
.light-page .calc-card{background:#fff;border:1px solid #E3DAC4;box-shadow:0 18px 44px -30px rgba(18,32,25,.35)}
.light-page .calc-label{color:var(--ink-strong)}
.light-page .presets button{border-color:#D8CDB2;color:#5E6B62;background:#fff}
.light-page .presets button.active{background:var(--bg0);border-color:var(--bg0);color:var(--cream)}
.light-page .bar-legend{color:#5E6B62}
.light-page .bar-name{color:var(--ink-strong)}
.light-page .bar-head b{color:var(--ink-strong)}
.light-page .bar-delta{color:#fff;background:var(--gold);border-radius:3px;padding:2px 9px;font-size:12.5px}
.light-page .bar-track{background:#EFE9DA}
.light-page .bar-fill.b1{background:#9AA69E}
.light-page .bar-fill.b2{background:#16302A}
.light-page .bar-fill.b3{background:#3E5A50}
.light-page .disclaim{color:#7A8078;border-top-color:#D8CDB2}
.light-page .faq-item{background:#fff;border-color:#E3DAC4}
.light-page .faq-q{color:var(--ink-strong)}
.light-page .verdict{border-radius:6px}
.light-page .cr-num .cap{color:#A2803A}
.light-page .cr-num .val{color:var(--ink-strong)}
.light-page .cr-num .after{color:#7A8078}
.light-page .tip:hover::after{background:#0B211D}
.light-page .cta-band h2,.light-page .footer .f-logo,.light-page .header .logo{color:var(--t-on-dark)}
.light-page .cta-band p,.light-page .footer,.light-page .footer p{color:var(--t-muted)}
.light-page .footer-col-title{color:var(--gold-2)}
.light-page .page-hero h1{color:var(--t-on-dark)}

/* ── 수수료 흐름 도식 (아이콘+배분 칩) ─────────────────────────── */
.flow4{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:#fff;border:1px solid #E3DAC4}
.flow4 .f-step{padding:34px 24px;border-left:1px solid #EFE9DA;position:relative}
.flow4 .f-step:first-child{border-left:none}
.flow4 .f-no{font-family:var(--serif);color:#A2803A;font-size:15px;letter-spacing:.14em}
.flow4 h3{font-size:17.5px;margin:10px 0 14px;color:var(--ink-strong)}
.flow4 .f-ic{width:54px;height:54px;border:1.5px solid var(--ink-strong);border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.flow4 .f-ic svg{width:26px;height:26px;stroke:var(--ink-strong);fill:none;stroke-width:1.6}
.flow4 p{font-size:13.8px;color:#5E6B62}
.flow4 .f-step::after{content:'→';position:absolute;right:-9px;top:50%;transform:translateY(-50%);color:var(--gold);font-size:18px;z-index:2;background:#fff;line-height:1}
.flow4 .f-step:last-child::after{content:none}
.split-chip{display:flex;height:10px;border-radius:2px;overflow:hidden;margin-top:16px}
.split-chip i{height:100%}
.sc1{background:#16302A}.sc2{background:var(--gold)}.sc3{background:#9AA69E}.sc4{background:#E3DAC4}

/* ── 성장 곡선 차트 ─────────────────────────── */
.chart-box{background:#FBF9F3;border:1px solid #EFE9DA;border-radius:6px;padding:22px 18px 10px}
.chart-title{font-size:14px;font-weight:700;color:var(--ink-strong);margin-bottom:2px}
.chart-big{font-family:var(--serif);font-size:clamp(28px,3.2vw,40px);color:var(--ink-strong);margin-bottom:10px}
.chart-legend{display:flex;gap:16px;font-size:12.5px;color:#5E6B62;margin-bottom:8px}
.chart-legend i{display:inline-block;width:16px;height:3px;border-radius:2px;margin-right:6px;vertical-align:3px}
.cl-gold{background:var(--gold)}.cl-gray{background:#9AA69E}
.growth-chart{width:100%;height:auto;display:block}
.result-rows{margin-top:18px;border-top:1px solid #EFE9DA}
.result-row{display:flex;align-items:center;gap:14px;padding:13px 4px;border-bottom:1px solid #EFE9DA;flex-wrap:wrap}
.result-row .r-name{font-size:14.5px;font-weight:600;color:var(--ink-strong);flex:1;min-width:150px}
.result-row .r-val{font-family:var(--serif);font-size:17px;color:var(--ink-strong)}
.result-row .r-badge{font-size:12.5px;font-weight:700;color:#fff;background:var(--gold);border-radius:3px;padding:3px 10px}
.result-row .r-badge.base{background:transparent;color:#8A9188;border:1px solid #D8CDB2}
.calc-grid{display:grid;grid-template-columns:0.9fr 1.4fr;gap:36px;align-items:start}

/* ── 가족 관계 도식 ─────────────────────────── */
.family-diagram{margin:26px 0 30px}
.family-diagram svg{width:100%;height:auto;display:block}

@media (max-width:960px){
  .vhero{min-height:78vh}
  .flow4{grid-template-columns:1fr 1fr}
  .flow4 .f-step::after{content:none}
  .calc-grid{grid-template-columns:1fr}
  .page-hero .ph-img{display:none}
}
@media (max-width:560px){
  .flow4{grid-template-columns:1fr}
}